love my pet

The word insurance is one of those words that just makes you cringe. Next to putting gas in your car it seems like the biggest expense you have and there is just so much that you need. You need to keep insurance on your car (it would have been really nice if somebody would have told how big a financial drain that was going to be), if you own a home you pay homeowners insurance, if you rent an apartment you have renters insurance, you struggle with the ever soaring cost of health care insurance, and if you are a really responsible family member you have life insurance. And now you find you are hearing that you should consider purchasing a health insurance plan for your pet dog.

You love your dog, he’s more then a pet, he’s a valued member of your family and probably your best friend. But health insurance? You can barely afford to put food on your table how are you supposed to be able to afford to insure your pet. Besides he’s just a mutt, dog health care insurance is for fancy purebred show dogs, not your rescue pet.

The shoestring you’re probably living on is the very reason you might want to consider putting pet health insurance on your pet. The average dog owner takes their pet dog to the veterinarian approximately 2.3 times a year and it will cost you approximately two hundred and eleven dollars per year. My guess is that each time you pay the vet bill your budget is screaming for mercy.

What happens if your dog contracts a disease, or gets hurt? It doesn’t take much to rack up some pretty serious vet bills. What if you have to leave town and can’t take your dog with you? Can you really afford to leave your dog at a boarding kennel? You already know how much you have to pay for your prescriptions, do you really think that a dog prescription is going to be any cheaper.

Your dog is your best friend and a treasured member of your family could you really live with yourself if you had to put him to sleep just because you couldn’t afford his vet bill.

It is possible to get health care insurance for your dog for approximately ten dollars a month. While it might not cover all of your dogs vet care needs it could help. If you shop around and read each plan carefully you should even be able to find a pet healthcare plan that will help pay for your routine vet visits. Some pet insurance plans will even cover some boarding expenses.

Some questions you should ask the pet health insurance company you are considering buying a pet health care policy from is whether or not your vet accepts that particular type of insurance, if there is a cap on treatments, how much is your deductible, and how will they handle any pre-existing conditions your dog might have.

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You can’t have a puppy without puppy toys anymore than you would have a small child without toys. But you wouldn’t give an infant toys with small removable parts, bead eyes or long strings because those could pose serious safety hazards for your baby. Puppies are essentially baby dogs, so you need to use the same good judgment when you buy the best toys for your puppy as when you buy toys for your baby.

Do buy toys that your puppy will enjoy, though. They need the toys to chew on and to give them something stimulating to do. Without toys, they might decide that your shoe and the table leg are fun toys to chew on, instead. Be sure the toys don’t have any sharp edges. Puppies are still learning how to be coordinated and are still learning a sense of balance. Anything that could potentially harm them while they’re in this stage should be removed, and certainly no toys that could hurt them should be allowed.

You want to make sure that the toys aren’t too small. Just like a small baby will stick everything in its mouth without understanding the concept of choking, a puppy will chew on everything, too. Something too small, or something that could potentially be broken or chewed into small pieces, could be swallowed or lodged in your puppy’s throat.

The best place to find puppy toys to purchase is at a pet store. All of their toys are specially designed to be safe and fun for puppies. You can find toys designed to be good for them to chew when they’re teething, and toys in bright colors to stimulate puppies and interest them. Toys that move or roll are ideal. After about 3 months, a puppy will enjoy chewing. Its instinct is to chew, and it helps them cut teeth, just like infants. So anything that they can chew without destroying makes an ideal toy.

It’s not necessary to spend a fortune. Many toys you can find in the children’s department of a store will work well for puppies, too. Balls or cylinders that roll are ideal, as long as there are no small or moving parts and the material is not so soft that your puppy can easily destroy it by chewing. Make sure balls or any toys are not so small that they can become lodged in your puppy’s mouth or can be swallowed.

One of the best toys for puppies (and they make them for several other animals, as well) are Kong rubber toys. They’re a fun shape, and the hard rubber is ideal for enthusiastic chewing. The centers are hollow so you can fill them with dog treats to give your puppy special incentive for chewing.

Squeaky toys are fun for pups, too, but do keep an eye on their condition and throw them away when they show too much sign of wear. The ìsqueaker is a small piece that could be potentially hazardous if it comes out.

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Dog ownership carries with it the burden of a number of other purchases. In order to properly care for a dog and to comply with certain local laws, the owner must have a number of dog accessories in his or her arsenal. Some of these items are necessary, others are merely conveniences. It is important to know exactly what youíll need to properly care for your dog.

The Essentials
Most of the truly necessary items for dog care are fairly obvious. If you’ve got a dog you’ll to need bowls for the dog’s food and water. Mid-size to large dogs have a habit of moving their food bowls around the room as they eat. This can make a lot of noise and have the frustrating result of requiring the owner to hunt around for the bowl at feeding time. The problem can be solved by using a heavy ceramic bowl that is difficult for the dog to move around. A sturdy plastic bowl with a rubber lining on the bottom can be useful as well. The rubber on the bottom prevents the bowl from sliding around as Rover enjoys his meal.

For taking the dog on walks you’ll need a leash and a collar. These can be as simple or as elaborate as you’d like, but of course, you’ll want to take the size and strength of your dog into account when selecting them. The collar can (and should) be adorned with a license tag or at least an ID tag that provides your name and contact information in case your dog is lost.

If you live in a big city like New York (Manhattan), Chicago, or other urban areas, you’ll need to purchase that miracle of modern doggie convenience the pooper scooper. î Most cities have laws against owners simply allowing their dogs to foul the footpath or leave little Poodle Bombs all over the city park. In some cities, there is a hefty fine for such crappy behavior.

Optional Accessories
There are literally thousands of optional items available for people to purchase for use with their dogs. Some of these items, like the gravity refillable water dishes and food bowls, serve a very useful purpose, others like dog bandana come to mind serve no real purpose and are merely decorative or just plain silly.

One item that some owners do find very useful, especially those that live in a hot climate, are dog booties. î While they may seem like a simply precocious and relatively useless item, they do a good job of protecting the sensitive pads of a dog’s feet from rough terrain, rocky areas, and hot pavement. Those in cooler climates may not understand, but in some places, particularly the desert environments of cities like Phoenix, Las Vegas, and Albuquerque, the summer pavement can literally become hot enough to fry an egg. You wouldn’t walk barefoot on such a surface and neither should your dog.

Even though the differences between non-hypoallergenic dogs and hypoallergenic dogs may not be huge, they are enough to reduce the amount of allergy attacks that people have when they are around certain breeds of dog. For those who want to own a dog, not being able to be in the same room with one for long periods of time, can be frustrating. Buying a hypoallergenic dog may be the only way they can have a dog in their home. While they may still experience allergy attacks, these attacks will be less frequent.

Non-hypoallergenic dogs tend to shed a lot. Their fur can be loose and dense, which means that it may contain a lot of dander as well. Dander is a collection of skin cells, dust, and other particles found in the air. As the dog sheds, these particles float around in the air and cause people to have allergy attacks. These dogs may also have an undercoat, which is a thick coat that protects them from harsh temperatures. This undercoat is what causes the dog to shed frequently. It can also trap dander and other allergens.

Some non-hypoallergenic dog breeds may also salivate more often than other breeds, which can also cause a personís allergies to increase. Saliva contains bacteria that people are oftentimes allergic to. While these dogs cannot control the amount of saliva they expel, people who are allergic to dogs have a difficult time when these dogs are present. People with dog allergies may also be allergic to dog urine as it too can contain certain kinds of bacteria.

Hypoallergenic dogs have shorter coats. Some breeds do not have an undercoat. While this makes them unprepared for cold weather, they are perfect for those who have allergies. The hair on these dogs is more like human hair, which means it will not shed as frequently as non-hypoallergenic dogs. The hair will need to be trimmed every few weeks in order to prevent it from growing too long. Some hypoallergenic breeds do not have hair at all. They are considered hairless even if they have some hair on their paws and head.